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ICICI Prudential iProtect Smart

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Term Insurance plan

99.2%

Claim Settlement Ratio

92.1%​

Amount Settlement Ratio​

14.3

Complaints per 10,000 claims settled

₹ 0.00 0.0 INR ₹ 0.00 Tax Included

₹ 0.00 Tax Included

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Brand: ICICI Prudential
Type: Term Plan

Terms and Conditions: 
30-day Free Lookup period 

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Add-OnsDiscountDocumentTaxes & Benefits

Add-Ons

5 Free Add Ons

✅

Zero Cost Benefit : Option to get back premium (excl GST) and exit the plan at a specified age

Waiver of Premium on disability : If the policyholder faces the specified health condition(s), all future premiums will be waived off and the plan continues as is. In such an event, regular income might get affected.

Terminal Illness :  A portion of the life cover will be paid out immediately in such event of cash requirement for the family.

Life Stage Benefit : The policyholder gets an option to increase the cover at key life stages - Marriage, 1st Child & 2nd Child

Special Exit Benefit : This gives the policyholder an option to get back all the premiums (excl. GST) paid and exit the plan at a specified age.

Paid Add ons :

💡

Critical Illness: If the policyholder faces the specified health condition(s), all future premiums will be waived off and the plan continues as is. In such an event, regular income might get affected.

Extra Payout on Accidental Death (Rs. 5,00,00 cover for Rs. 354 add-on)


Discount

✅

Upto 7% lifetime discount


Document

Download Brochure : 

Taxes & Benefits

 
GST : 18% on premium paid

Income tax Benefits : Under Section 80C, premium paid for Term plan is tax exempted. Limit is upto Rs. 1.5 Lacs (Old tax regime)

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