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HDFC Life - Click 2 Protect Supreme

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Term Insurance plan

99.55%

Claim Settlement Ratio

93.9%​

Amount Settlement Ratio​

Rs. 3.4 Lakh Cr

AUM

1.3

Complaints per 10,000 claims settled

₹ 0.00 0.0 INR ₹ 0.00

₹ 0.00

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Type: Term Plan
Brand: Axis Max Life

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Add-OnsDiscountDocumentTaxes

Add-Ons

5 Free Add Ons

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Special Exit Benefit : Option to get back premium (excl GST) and exit the plan at a specified age. Policy Term should be min 40 yrs

Terminal Illness :  The life cover will be paid out immediately upto Rs. 2Cr

Premium  Break Benefit : Option to delay 12 months premium 

Insta-Payment on Claim Intimation : Post First year, a benefit of 2 Lac, from base sum assured will be paid to nominee within 1 working day of claim intimation (read policy doc)

Health Management Service : Enjoy comprehensive health & wellness benefits worth up to 56,000/year — beyond your life cover.

Parent Secure Option: You can choose to protect your parent(s) or grandparent(s) by selecting an option to receive the sum assured as an income in the event of your unfortunate demise.

Extend your Policy at Maturtiy: At the end of policy term you can extend the term of your policy, upto a maximum of 5 times on payment of extra premium

Paid Add ons :

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Accidental Death Benefit

Extra cover in case of Accidental Death over and above the death benefit

Critical Illness

Cover yourself against 60 critical illnesses & on diagnosis of any of these illnesses, you will receive lumpsum amount.

Wavier of Premium on Critical Illness

In case of diagnosis of critical illness, future premiums shall be waived off & Life Cover continues

Accidental Disability Benefit

In the event of total permanent disability due to accident, get regular monthly income. This monthly income will be equal to 1% of life cover paid over a fixed period of 10 years

Cancer Cover Rider 

In the event of diagnosis of Cancer (CIS,early or major stage) a lumpsum amount is paid on the basis of the below conditions and also gives you 3 years of waiver on premium if diagnosed with cancer.

Diagnosis ofPercentage (%) of Rider Sum Assured
Early Stage Cancer or Carcinoma-in-situ (CIS)25%
Major Cancer100 % (minus any early claim of CIS or early stage cancer)


Discount

✅

10% discount on first year premium for salaried customers

5% discount on first year premium for Online Purchase


Document

Download Brochure : 

Taxes

GST : 18% on premium paid

Income tax Benefits : Under Section 80C, premium paid for Term plan is tax exempted. Limit is upto Rs. 1.5 Lacs

Want to know more about the plan?

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